I am Mary Einspahr, HECUA intern for MPIRG this semester and University of Minnesota- Twin Cities chapter member focusing on health care. I care about this issue because I believe that healthcare is a human right.
The Minnesota Health Plan is a single payer healthcare reform bill for our state that would cover 100% of Minnesotans. Single payer is health care in which all payments are under one health plan rather than over 250 for-profit insurance companies. There are many myths about single payer. I am here to debunk them for you.
Myth #4: Single payer will cover less than the insurance I have now.
For most people single payer will be a great improvement in the amount of coverage. The necessities will all be funded, including doctor visits, hospital care, mental health services, rehab, nursing home care, home care, dental care, and eye care. If you and your health care provider determine that a treatment, specialist, medication, or medical device is necessary, it will be covered under the Minnesota Health Plan.
Single payer will also produce a steep increase in public health funding to prevent disease.
No other plan covers 100% of Minnesotans on all of the necessary medical needs. Imagine what our state would look like if people could go in to the doctor and receive treatment before a problem becomes so several that it requires an emergency room trip.
Under single payer there will be no more bills, deductibles, or co-pays. Instead there will be premiums on individuals and businesses based on ability to pay. By eliminating the middleman, insurance companies, the premium would cost less than the premiums, deductibles, and co-pays businesses and individuals currently pay. This is how our state would be able to afford covering all medical necessities.